2 Rates quoted are for single-family, owner-occupied main and secondary residences found in nj-new jersey, particular counties in Pennsylvania (Bucks, Chester, Delaware, Montgomery, and Philadelphia) and ny (Orange, Rockland, and Westchester). Rates quoted assume a loan to value ratio as much as 75% and a credit that is minimum of 740. Your rate that is actual will upon a few facets including, although not restricted to, the mortgage kind, loan size, home kind, loan function, your credit rating and home value. Personal home loan insurance (“PMI”) can be required based upon Columbia Bank’s financing policy. Please contact Columbia Bank at (800) 522-4167 for further details or other system terms.

3 APR calculation is dependent upon that loan number of $350,000, and includes charge quotes for flood certification, real-estate taxation solution, settlement / closing, fifteen (15) times of prepaid interest, an origination cost, and points, if relevant.

4 APR calculation is situated upon that loan number of $750,000, and includes cost quotes for flooding official official certification, property taxation service, settlement / closing, fifteen (15) times of prepaid interest, an origination charge, and points, if relevant.

All Rates Susceptible To Change at Any Moment

Columbia Bank $475 minimal Fee Residence buy Program 3 Loan Amounts $100,000 to $510,400

Product Type Points Interest Rates 1 APR 4 Monthly P&I Payment Per $1,000 lent 30 fixed - Low F ee Program N/A 3.125 year%

360 re re re Payments of $4.28

Apply Now 25 12 Months Fixed - Minimal Fee Program N/A

300 re Payments of $4.74